Barriers in Women Entrepreneurship
Author Jagruti Gosavi Roll No.19
1. Discrimination in Credit Markets: The Case of Female Entrepreneurs in India
This article examines discrimination as female trading owners in India meets the credit area. Research uses information from the World Bank & World Enterprise Survey (WBES) from 2014 to 2022. The study checks loan-seeking behaviour and approval rates for loans for the gender work to the manager and the owner. According to demand data, female leaders are less likely to take a loan, but female owners are more likely to do so. In particular, it is less likely that women -controlled businesses, even with male owners, take loans, while male owners are more likely to apply for loans to male owners. According to the delivery of birth, loans from female related companies are less likely to approve loans, but loans are not more likely in women owned companies.
(Rozi Kumari et al. 2024)
2. Leveraging Digital Technologies to Foster Growth Oriented Women Entrepreneurship in India
This article highlights the challenges women entrepreneurs face in India, along with limited get admission to finance, markets, competencies, and networks due to deep-rooted gender biasness. It emphasizes leveraging virtual era to bridge those gaps by means of permitting monetary inclusion, e-commerce participation, online education, and mentorship networks. The article recommends authorities and private region interventions to support monetary literacy, simplify digital onboarding, and offer focused talent improvement. Addressing the digital gender divide is vital for unlocking the whole potential of women-led corporations in India. (Radhicka Kapoor 2024)
3.Gender, entrepreneurship and socioeconomic reparation in Jammu & Kashmir
The research explores gender differences in entrepreneurship in Jammu and Kashmir, with a focus on high female unemployment and challenges of low literacy, financial exclusion, and sociocultural constraints. Women encounter difficulties in establishing and maintaining businesses because of gender discrimination and absence of support systems. The paper recommends policy interventions such as financial inclusion, skill development schemes, and encouragement of women & enterprises. Empowerment of entrepreneurship networks and challenges to societal norms can enhance female involvement in economic development (Pandow et al. 2018)
4. Creating an Enabling Environment for Women & Entrepreneurship in India
The research looks into the obstacles that female business owners in India face, including social and cultural restrictions, money problems, and a lack of awareness about government aid programs. Even though they could boost the economy, businesses run by women are still few and far between. The paper stresses the need for policy actions such as bringing more women into the financial system, improving skills, opening up markets, and cutting red tape. To give women businesses in India a leg and key to build stronger business networks, spread the word about help that & out there, and shape business settings that work well for both men and women. (Hina Shah 2013)
5. Collaborative Entrepreneurship: How women entrepreneurs ‘do’ networking
The research stands against the perception of women & business networks as secondary and disadvantaged in entrepreneurship. It shows that collaborative entrepreneurship, a networking concept based on sisterhood, empowerment, and innovation, plays a huge part in forming strong, sustainable business relationships among female entrepreneurs. Through comprehensive interviews of the women entrepreneurs in Luxembourg, the research demonstrates that collaboration drives growth and resilience in contemporary business environments. Facilities for structured, supportive networking among women may be encouraged for entrepreneurship success and economic inclusion. (Christina Constantinidis. 2021)
6. Women Entrepreneurship: Challenges and Perspectives of an Emerging Economy
The article explores the barriers that women entrepreneurs in Albania face as persons whose lives unfold within post-communist society with a patriarchal mindset. Different research claims limit women access to financial resources, discrimination based on their gender by society, and family obligation assumption. The study makes a strong case for policy interventions, such as financial support schemes, gender-sensitive education, and skill enhancement initiatives. These barriers can be overcome, and economic growth may be ensured if female entrepreneurship explodes through awareness raising campaigns, networking opportunities, and the provision of funds. (Bardhyl Ahmetaj et al.2023)
7. Skill Development and Women Entrepreneurs in India
The article explains the contribution of skill development in enabling women entrepreneurs in India, highlighting the government support through schemes such as MSME, Startup India, and Standup India. Women entrepreneurs struggle with issues of unavailability of financial access, social restrictions, and limited entrepreneurial skills. The research underlines the importance of training sessions, mentorship, and policy measures to improve the entrepreneurial ability of women. Promoting women involvement in micro and small businesses can greatly increase economic growth and financial autonomy Solution. (Sawale et al,2019)
8. Women Entrepreneurship in Egypt: Is It Just as Challenging for All Women?
This study examined the challenges highly educated Egyptian women face as they leave high-paying jobs in the private sector to engage in entrepreneurial activities. These women face various barriers that are similar to the other women entrepreneurs, like socio-cultural barriers, limited access to finance, and legal issues. Many find registration, securing loans, and fulfilling family expectations difficult. The paper proposes certain reforms, access to credit, training for women entrepreneurs, and a more robust networking opportunitys.
(Aharia et al. 2021)
9. Women’s Entrepreneurship, The 21st Century Challenge for A Better World
The article identifies women entrepreneurship as a major challenge of the 21st century, highlighting its contribution to economic development and social advancement. Women entrepreneurs are confronted with challenges like limited access to finance, absence of entrepreneurial education, and cultural prejudices. Government assistance, funding, mentorship schemes, and entrepreneurial training are recommended by the study as imperative solutions. Promoting female entrepreneurship through education, access to capital, and enabling policies can assist in building a more inclusive and prosperous economy (Borcosi 2019)
10. The Prelude of Skill Development for Women Entrepreneurs
The paper underlines the significance of skill development in enabling women entrepreneurs in India, particularly in micro, small, and medium enterprises (MSMEs). Women encounter financial constraints, societal norms, and personal issues such as few sources of funds, socio-cultural barriers, and absence of business acumen. The government of India empowers women entrepreneurs through programs such as MSME, Udyogini, and Standup India, as well as training initiatives. Fostering workshop participation, mentorship, and financial education can assist women in overcoming such impediments and achieving sustainable development (Sangharsha 20219)
Conclusion
The Research collectively point out the obstacles encountered by women entrepreneurs in various regions, such as financial exclusion, socio-cultural barriers, lack of skills, and restricted market access. Women are confronted with credit discrimination, networking deficiencies, and legal barriers, which complicate business sustainability. The studies recommend policy reforms, digital empowerment, financial support schemes, mentorship networks, and skill development programs as remedies. Through the development of an inclusive entrepreneurial environment, governments and private sectors can enable women-owned businesses to flourish, fueling economic growth and social equality
References:
AHARIA Rodica Milena & HASSAN Hend, 2021. "Women Entrepreneurship in Egypt: Is It Just as Challenging for All Women?," European Journal of Interdisciplinary Studies, Bucharest Economic Academy, issue 01,March.
Bardhyl Ahmetaj & Alba Demneri Kruja & Eglantina Hysa, 2023. "Women Entrepreneurship: Challenges and Perspectives of an Emerging Economy," Administrative Sciences, MDPI, vol. 13(4), pages 1-20, April.
Borcosi Corina Ana, 2019. " Women Entrepreneurship, The 21st Century Challenge For A Better World ," Annals – Economy Series, Constantin Brancusi University, Faculty of Economics, vol. 6, pages 207-212,December.
Christina Constantinidis, 2021. "Collaborative Entrepreneurship: How women entrepreneurs ‘do’ networking," Entreprendre & innover , De Boeck Université, vol. 0(2), pages 71-81.
Hina Shah, 2013. "Creating an Enabling Environment for Women's Entrepreneurship in India," Development Papers 1304, United Nations Economic and Social Commission for Asia and the Pacific (ESCAP) South and South-West Asia Office.
Pandow, Bilal & Ashai, Salma & Hussain, Gousiya, 2018. "Gender, entrepreneurship and socioeconomicreparation in Jammu & Kashmir," MPRA Paper 84840, University Library of Munich, Germany.
Radhicka Kapoor, 2024. "Leveraging Digital Technologies to Foster Growth-Oriented Women Entrepreneurship in India," Indian Council for Research on International Economic Relations (ICRIER) PolicyPaper 27, Indian Council for Research on International Economic Relations (ICRIER), New Delhi, India.
Rozi Kumari & A. Ganesh Kumar & Rajendra Vaidya, 2024. "Discrimination in credit markets: The Case of female entrepreneurs in India," Indira Gandhi Institute of Development Research, Mumbai WorkingPapers 2024-025, Indira Gandhi Institute of Development Research, Mumbai, India.
Sangharsha Baliram Sawale, 2019. "The Prelude of Skill Development for Women Enterpreneurs," Shanlax International Journal of Economics , Shanlax Journals, vol. 8(1), pages 14-16, December.
Sawale, Sangharsha Baliram, and Madhavee Devrao Karpe. “Skill Development and Women Entrepreneurs in India.” Shanlax International Journal of Economics, vol. 8, no. 1, 2019, pp. 32–36.