Title : Investment Options Rating
Author : Saloni Prasanna Parab
Introduction : When choosing between equity shares, gold, mutual funds, and real estate as investment options, each has unique benefits and risks. Equity shares offer high returns but come with significant volatility, making them ideal for risk-tolerant investors seeking long-term growth. Gold, traditionally a safe haven, provides stability during economic downturns, though it may not generate as high returns as equities over time. Mutual funds offer diversification, allowing investors to benefit from equities, bonds, and other assets, reducing risk compared to direct stock investments. Real estate, while often providing steady returns through appreciation and rental income, requires higher capital and can be less liquid than the other options. The best choice depends on individual risk tolerance, investment horizon, and financial goals.
Objective : To find out all are same or any one of them is different between four investment options.
Data Collection : Data is collected by using random sample method. Circulated google form to collect the response ‘s from classmates and family members. There preference of choosing the investment options got considered while filling the form.
Data Analysis :
|
ANOVA |
|
|
|
|
|
|
|
Source of Variation |
SS |
df |
MS |
F |
P-value |
F crit |
|
Between Groups |
58.3 |
3 |
19.43333 |
3.576976 |
0.017712 |
2.724944 |
|
Within Groups |
412.9 |
76 |
5.432895 |
|
|
|
|
|
|
|
|
|
|
|
|
Total |
471.2 |
79 |
|
|
|
|
Null Hypothesis (H0): There are no significant differences in the means of the groups (Equity shares, Mutual fund, Gold, Real estate). Alternative Hypothesis (H1): At least one group mean is significantly different from the others. F-value: 3.58 P-value: 0.0177,F critical value: 2.7249 If the P-value is less than the significance level (commonly 0.05), we reject the null hypothesis. Alternatively, if the F-value is greater than the F critical value, we also reject the null hypothesis. P-value: 0.0177 < 0.05 (significant),F-value: 3.58 > 2.7249 (also significant)
Conclusion: Since both the P-value is less than 0.05 and the F-value exceeds the F critical value, we reject the null hypothesis. This indicates that there is a statistically significant difference in the means of at least one of the Equity shares, Mutual fund, Gold, Real estate.