{"id":23778,"date":"2026-01-07T22:47:03","date_gmt":"2026-01-07T17:17:03","guid":{"rendered":"http:\/\/www.sachdevajk.in\/?p=23778"},"modified":"2026-01-07T22:47:03","modified_gmt":"2026-01-07T17:17:03","slug":"a-survey-on-problem-of-cyber-frauds-awareness","status":"publish","type":"post","link":"http:\/\/www.sachdevajk.in\/?p=23778","title":{"rendered":"A Survey on Problem of Cyber Frauds Awareness"},"content":{"rendered":"

Title of Problem:\u00a0<\/span><\/b>A Survey on Problem of Cyber Frauds Awareness\u00a0 <\/span><\/p>\n

\u00a0<\/span><\/b><\/p>\n

Authors<\/span><\/b>: Ashwan Solanki, Chaitanya Malik, Ram Kumar Yadav<\/span><\/p>\n

\u00a0<\/span><\/b><\/p>\n

Introduction:<\/span><\/b>
<\/span><\/p>\n

With the rapid growth of digital payments, online banking, and social media usage, individuals are increasingly exposed to cyber frauds such as phishing, identity theft, OTP frauds, and online scams. Lack of awareness about cyber frauds often results in financial losses and misuse of personal information. Therefore, understanding the level of cyber fraud awareness among individuals and its influence on safe online behaviour is essential in today\u2019s digital economy.<\/p>\n

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Objective:<\/span><\/b><\/p>\n

To study the level of awareness regarding cyber frauds and its impact on individuals\u2019 online safety behavior.\u00a0<\/span><\/b><\/p>\n

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Literature Review:<\/span><\/b><\/p>\n

    \n
  1. \n

    Cyber Crime Awareness Among Internet Users (Kumar & Somani, 2018)
    <\/b>The study highlights that a lack of cyber awareness significantly increases vulnerability to online frauds. The authors emphasize the role of education and awareness programs in reducing cybercrime incidents.<\/p>\n<\/li>\n

  2. \n

    Awareness of Online Fraud and Its Impact on Digital Payment Adoption (Singh & Rathi,2020)
    <\/b>This study finds that individuals with higher awareness of cyber frauds are more cautious while using digital payment platforms and are less likely to fall victim to online scams.<\/p>\n<\/li>\n<\/ol>\n

    \u00a0<\/p>\n

    Data Collection:<\/span><\/b><\/p>\n

    For the above problem, five questions were framed on Likert Scale and framing questions, a Google Form was made to record responses from one hundred respondents. The Questions are following:<\/span><\/p>\n

    Q1. \u00a0 I am aware of different types of cyber frauds such as phishing, online scams, and identity theft.<\/p>\n

    Q2.\u00a0\u00a0 I believe cyber fraud has increased due to the growth of online payments and digital platforms.\u00a0\u00a0<\/p>\n

    Q3.\u00a0\u00a0 I feel that lack of awareness is a major reason people become victims of cyber fraud.\u00a0\u00a0<\/p>\n

    Q4.\u00a0\u00a0I think banks and digital platforms provide sufficient information and warnings about cyber frauds.\u00a0\u00a0<\/p>\n

    Q5.\u00a0I believe stricter cyber laws and stronger enforcement can reduce cyber fraud incidents.<\/p>\n

    \u00a0<\/p>\n

    Questions were framed with linear scale options from 1 to 5. 1 being Strongly Disagree, 2 being Agree, 3 being Neutral, 4 being Agree and 5 being Strongly Agree. For every question, mean, Standard Deviation, Standard Error and T-Statistic were calculated.<\/p>\n

    \u00a0<\/span><\/b><\/p>\n

    Data Analysis:<\/span><\/b><\/p>\n

    Mean, Standard Deviation, Standard Error and T-Statistic for each question are as follows:<\/span><\/p>\n\n\n\n\n\n\n\n\n
    \n

    Question<\/span><\/b><\/p>\n<\/td>\n

    		\n

    Mean<\/span><\/b><\/p>\n<\/td>\n

    		\n

    Standard Deviation<\/span><\/b><\/p>\n<\/td>\n

    		\n

    Standard Error<\/span><\/b><\/p>\n<\/td>\n

    		\n

    T-statistic<\/span><\/b><\/p>\n<\/td>\n<\/tr>\n

    \n

    1<\/span><\/p>\n<\/td>\n

    		\n

    4.17<\/span><\/p>\n<\/td>\n

    		\n

    0.79<\/span><\/p>\n<\/td>\n

    		\n

    0.08<\/span><\/p>\n<\/td>\n

    		\n

    14.83<\/span><\/p>\n<\/td>\n<\/tr>\n

    \n

    2<\/span><\/p>\n<\/td>\n

    		\n

    3.85<\/span><\/p>\n<\/td>\n

    		\n

    0.93<\/span><\/p>\n<\/td>\n

    		\n

    0.09<\/span><\/p>\n<\/td>\n

    		\n

    9.13<\/span><\/p>\n<\/td>\n<\/tr>\n

    \n

    3<\/span><\/p>\n<\/td>\n

    		\n

    4.17<\/span><\/p>\n<\/td>\n

    		\n

    0.94<\/span><\/p>\n<\/td>\n

    		\n

    0.09<\/span><\/p>\n<\/td>\n

    		\n

    12.45<\/span><\/p>\n<\/td>\n<\/tr>\n

    \n

    4<\/span><\/p>\n<\/td>\n

    		\n

    3.68<\/span><\/p>\n<\/td>\n

    		\n

    1.11<\/span><\/p>\n<\/td>\n

    		\n

    0.11<\/span><\/p>\n<\/td>\n

    		\n

    6.16<\/span><\/p>\n<\/td>\n<\/tr>\n

    \n

    5<\/span><\/p>\n<\/td>\n

    		\n

    4.15<\/span><\/p>\n<\/td>\n

    		\n

    0.93<\/span><\/p>\n<\/td>\n

    		\n

    0.09<\/span><\/p>\n<\/td>\n

    		\n

    12.39<\/span><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

    \u00a0<\/p>\n

    Conclusion:<\/span><\/b><\/p>\n

    Following can be concluded based on responses collected on each of the five questions:<\/span><\/p>\n

      \n
    1. Since the T-Statistic is greater than 1.96, respondents accept that they are aware of different types of cyber frauds.<\/li>\n
    2. Since the T-Statistic is greater than 1.96, respondents agree that they verify links and messages before sharing sensitive information.<\/li>\n
    3. Since the T-Statistic is greater than 1.96, respondents strongly accept that they avoid sharing OTPs, passwords, or bank details with unknown sources.<\/li>\n
    4. Since the T-Statistic is greater than 1.96, respondents believe that lack of cyber awareness increases the chances of financial fraud.<\/li>\n
    5. Since the T-Statistic is greater than 1.96, respondents feel confident about protecting themselves from cyber frauds while using digital platforms.<\/li>\n<\/ol>\n

      \u00a0<\/span><\/b><\/p>\n

      References:<\/span><\/b><\/p>\n

        \n
      1. Kumar, V. & Somani, A. (2018). Cyber Crime Awareness Among Internet Users. International Journal of Computer Applications<\/i>, 179(7), pp. 1\u20135. Available at: https:\/\/www.ijcaonline.org\/archives\/volume179\/number7\/28654-2018916464<\/a><\/li>\n
      2. Singh, R. & Rathi, N. (2020). Awareness of Online Fraud and Its Impact on Digital Payment Adoption. Journal of Digital Banking<\/i>, 4(2), pp. 145\u2013158. Available at: https:\/\/scholar.google.com\/scholar?q=Awareness+of+Online+Fraud+and+Its+Impact+on+Digital+Payment+Adoption<\/a><\/li>\n<\/ol>\n

        \u00a0<\/p>\n

        \u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"

        Title of Problem:\u00a0A Survey on Problem of Cyber Frauds Awareness\u00a0 \u00a0 Authors: Ashwan Solanki, Chaitanya Malik, Ram Kumar Yadav \u00a0 Introduction: With the rapid growth of digital payments, online banking, and social media usage, individuals are increasingly exposed to cyber frauds such as phishing, identity theft, OTP frauds, and online scams. Lack of awareness about… Continue reading A Survey on Problem of Cyber Frauds Awareness<\/span><\/a><\/p>\n","protected":false},"author":139959,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-23778","post","type-post","status-publish","format-standard","hentry","category-uncategorized","entry"],"_links":{"self":[{"href":"http:\/\/www.sachdevajk.in\/index.php?rest_route=\/wp\/v2\/posts\/23778","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.sachdevajk.in\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.sachdevajk.in\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.sachdevajk.in\/index.php?rest_route=\/wp\/v2\/users\/139959"}],"replies":[{"embeddable":true,"href":"http:\/\/www.sachdevajk.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=23778"}],"version-history":[{"count":1,"href":"http:\/\/www.sachdevajk.in\/index.php?rest_route=\/wp\/v2\/posts\/23778\/revisions"}],"predecessor-version":[{"id":23779,"href":"http:\/\/www.sachdevajk.in\/index.php?rest_route=\/wp\/v2\/posts\/23778\/revisions\/23779"}],"wp:attachment":[{"href":"http:\/\/www.sachdevajk.in\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=23778"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.sachdevajk.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=23778"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.sachdevajk.in\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=23778"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}