Title: Research on- \u201cDifficulties faced by students in availing educational loan in India.\u201d<\/p>\n
Authors:
\n1. Abhinaya Shankar
\n2. Gayathri.P.S.
\n3. Nandhakumar.G
\n4. Nisha.V<\/p>\n
Introduction:
\nGetting Educational loan have become a major concern in India. People are hit badly by various factors like interest rates, collateral limits and so on. This study will help to understand the common difficulties faced by the students in getting their educational loan in India.<\/p>\n
Objective: To understand the difficulties faced by students in getting educational loan in India.<\/p>\n
Data Collection: Data was gathered with the help of google form, which were floated amongst students of ITM B-School, Kharghar. A total of 100 students filled in their responses in the form. Here we used to convenient sampling techniques.<\/p>\n
1.I went through rigorous documentation.
\n2.I was affected financially by the collateral limit.
\n3.The government loan portal was helpful.
\n4.The floating interest rate affected me.
\n5.There Was gender discrimination<\/p>\n
Data Analysis:<\/p>\n
BASIS Q1 Q2 Q3 Q4 Q5
\nMEAN 3.810 3.230 3.100 3.490 2.740
\nSTANDARD DEVIATION 1.098 1.109 0.959 1.185 1.097
\nSTANDARD ERROR 0.110 0.111 0.096 0.118 0.110<\/p>\n
Z SCORE 1.084 1.596 1.982 1.274 2.059<\/p>\n
Conclusion:
\n\uf0fc In question (1) z (1.084) is between 1.96 & -1.96 So, we accept H0. Therefore, people are neutral towards rigorous documentation.<\/p>\n
\uf0fc In question (2) z (1.596) is between 1.96 & -1.96
\nSo, we accept H0. Therefore, people are neutral towards being financially affected by collateral limit.<\/p>\n
\uf0fc In question (3) z (1.982) is >1.96So, we accept H1positively
\nTherefore, people agree that the government educational portal was useful.<\/p>\n
\uf0fc In question (4) z (1.274) is between 1.96 & -1.96
\nSo, we accept H0
\nTherefore, people are neutral towards they are being affected by floating interest rates.<\/p>\n
\uf0fc In question (5) z (2.059) is >1.96So, we accept H1positively Therefore, people agree that they face gender discrimination while availing loan.<\/p>\n","protected":false},"excerpt":{"rendered":"
Title: Research on- \u201cDifficulties faced by students in availing educational loan in India.\u201d Authors: 1. Abhinaya Shankar 2. Gayathri.P.S. 3. Nandhakumar.G 4. Nisha.V Introduction: Getting Educational loan have become a major concern in India. People are hit badly by various factors like interest rates, collateral limits and so on. This study will help to understand… Continue reading \u201cDifficulties faced by students in availing educational loan in India.\u201d<\/span><\/a><\/p>\n","protected":false},"author":108073,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[38],"tags":[],"class_list":["post-16768","post","type-post","status-publish","format-standard","hentry","category-finance","entry"],"_links":{"self":[{"href":"http:\/\/www.sachdevajk.in\/index.php?rest_route=\/wp\/v2\/posts\/16768","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.sachdevajk.in\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.sachdevajk.in\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.sachdevajk.in\/index.php?rest_route=\/wp\/v2\/users\/108073"}],"replies":[{"embeddable":true,"href":"http:\/\/www.sachdevajk.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=16768"}],"version-history":[{"count":2,"href":"http:\/\/www.sachdevajk.in\/index.php?rest_route=\/wp\/v2\/posts\/16768\/revisions"}],"predecessor-version":[{"id":16929,"href":"http:\/\/www.sachdevajk.in\/index.php?rest_route=\/wp\/v2\/posts\/16768\/revisions\/16929"}],"wp:attachment":[{"href":"http:\/\/www.sachdevajk.in\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=16768"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.sachdevajk.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=16768"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.sachdevajk.in\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=16768"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}